BUDGET TIP—SAVE THOUSANDS—-PAYING OFF A HOME MORTGAGE

Practical all home mortgages will increase even though they are fixed
Insurance premium will increase and property taxes requiring additional
amount in Escrow. A simple way to pay these increases is to pay an additional
amount on your principal, thus paying out the loan years earlier saving thousands
on interest. SAVE THOUSANDS

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HOW TO GET FREE GOVERNMENT GRANT MONEY FOR ALMOST ANYTHING. HOW TO GET FREE GOVERNMENT GRANTS AND MONEY—HAVE A GREAT IDEA NEED FUNDING, THEN A GRANT IS THE WAY TO GO

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SMART FOR SENIORS—-THE PERFECT CELL PHONE FOR SENIORS——EASY TO USE

THE PERFECT GIFT FOR GRANDMOTHER THE SMART CELL CHOICE

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PREPAID CELL PHONE

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VACATION TIPS ON RESORT TRAVELING

Vacation Tips on the Resort

When you want to make a good savings for your vacation trip, everything becomes easier and more accessible. However, when this does not happen, the tour packages offered by tourism and travel companies, all inclusive, are falling more and more into the taste of couples traveling with their children on vacation, enjoying a holiday or simply an end of week.

This travel packages usually include: round-trip airfare, transfers from the airport to the hotel and vice versa, accommodation in large hotels and resorts that offer all three meals: breakfast, lunch and dinner. By opting for this type of package you can negotiate the payment method with the tourist company. However, be careful: look in the city if there are customer complaints about the company, because you should only hire the package if the company has a good reputation.

For many travelers, the “all-inclusive” system remains unknown. No one is bound to know, mainly because there are a minority of hotels in the big countries that use this system. In this text we will explain what it is, how it works and its advantages and disadvantages. The All Inclusive means that everything is already included in the payment, ie all meals and drinks.

Many hotels and resort, especially those that are complex offer this system for their guests. The value of food is already included in the daily rate, which is consequently higher than a resort that does not operate this system. You will be able to feed as many times as you wish in the hotel restaurants, pool bar, mini-bar and room service. Also included are many activities.

The rule is not exactly the same in all hotels and resort, so there are small differences. But you will usually have breakfast, lunch and dinner included.

What is the level of hotel / resort food and beverage service? That is the big question. You must find out what is offered and the brands of alcoholic drinks or not used by the establishment.

We know it’s tempting to choose this system and you do not have to worry about anything. But it is important to consider several factors before the decision.

Payment: the all inclusive you will not run the risk of extrapolating your budget because everything is included in the contracted value;
Barato: in relation to what is offered (drinks, the three main meals, sports and leisure activities);
Excellent infrastructure: resorts have enough infrastructure to please adults and children of different age groups, having everything that is enough for a good leisure;
Atractive physical space: have large gardens, wide wooded areas, ideal for the rest of the people who work under heavy daily stress;
Privileged location: generally on the beach, overlooking the sea;
Entertainment: great entertainment entertainment schedule and this is certainly one of the main reasons to make this ideal package option;
Safety: your children will enjoy a safe space to enjoy sports and leisure activities.
Maybe not everything is included: Read carefully the conditions offered. In some cases are not included in the package the access to the SPA, take special (imported or alcoholic) and Tourism;
Sensing to be locked in the resort: having everything you need was concentrated in a single space and already has, in a way, paid for the season, are likely to feel embarrassed to seek other points of interest outside the resort and have to pay for the extra expenses that will be required;

Final Considerations

All-inclusive resorts are good in certain circumstances, especially when traveling in groups, be it friends or family, because when traveling with several people, it is better to do all-inclusive trips especially for food.

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ENJOYING TIMESHARE VACTIONING

Have you ever attended a timeshare presentation? I wish you would never attend one. It is traumatic experience sitting through a timeshare presentation. Compare it to buying a used car from a dealer; this is even more frustrating experience as more money is at stake here. What is a timeshare presentation? It is nothing but a sales pitch by the timeshare companies to force people into buying their timeshares. It begins with an invitation offering you an expensive free gift in return of attending the presentation. Now you go to the presentation thinking that there is no harm in attending and you get a free gift also in return, but you realize that you have made the biggest mistake of life only when you sit through the painful presentation.

The expensive gift turns out to be a gimmick and you are subjected to sheer pressure tactics of selling. The presentation usually last for ninety minutes and may go on and on in some cases. After the presentation, the salesperson will encircle you and will ask you if you have any questions. They go to the extent of literally pressurizing you. They want you to either make a commitment or sign a paper before leaving the presentation. When you say constant no to him, the manager will approach and offer you a good deal. Sometimes it becomes very hard to resist the temptation after being offered such great deals. But you have to go mentally prepared to say no to them at any cost. Tell them clearly that you have already spent your precious time and can’t spare your time further. Say that you have an appointment with somebody and you have to leave immediately. And do not forget to take your gift before leaving the presentation after all that was the reason why you attended the presentation.

The salesperson and the managers would do their best to convince you to sign some papers by offering many offers, but you should stick to your resolution to not to fall into the trap by constantly saying into your mind that “no, I can’t afford to buy a timeshare” and “will I be able to make payments every month”. Politely say “no” to any offers however attractive it may look. Also say them that you need time to decide, take their contact number or fax number and tell that you will notify them about your decision. Also tell them that you would not tolerate any courtesy calls or emails.

You can also tell them that you already have a friends or family members in that timeshare location and you don’t need to buy a timeshare. Also another reason you can give them to escape is that you just came to the presentation for the free gift or you can also say that you just wanted to educate yourself about timeshares and it is too early to make a decision about buying a timeshare. You can also say that you are not one of the frequent vacationers and would be able to vacation year after year and even if you go for a vacation you don’t like to go to the same location every year. Also say that you are not in the financial position to invest in anything now or in near future. Thus we have seen it all depends on our mental setup to sit through a presentation and still survive it.

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